Why Borrow from Your Credit Union?

Competitive Interest Rates.
Flexible Lending Terms.
No Penalties for Early Repayment.
Quick and Decisive Decision making.
Free Loan Protection Insurance (T&C’s apply).
Face to Face interaction providing a Personal Touch.
Trusted Relationship with our Members.
We pride ourselves on putting our Members first.

ENQUIRE NOW

Choose your loan type

HOUSE RENOVATION LOAN

PERSONAL LOAN

AGRI LOAN

SECURED LOAN

CAR LOAN

MORTGAGE LOAN

EDUCATION LOAN

WEDDING LOAN

QUICK ENQUIRY

Why become a member of St. Francis Credit Union?

Great Loan Rates

Low loan interest with flexible payment options.

Modern Services

Tech savvy services like online banking, electronic transfers and smartphone apps.

Non-profit Organisation

We’re like a bank that you own! We are a not-for-profit organisation owned by you our members.

Free Banking

No nasty fees or charges

Loans

As a member of St. Francis Credit Union you are entitled to make a loan application for any purpose.

Savings

Saving with St. Francis Credit Union is the best decision you could make for your money.

Membership

You may become a member of SFCU if you are living or working within our common bond area.

Opening Hours

We have 9 offices throughout Clare and are open 6 days a week with some late evenings.

HOW TO JOIN

HOW TO BORROW

Foreign Exchange

SFCU offer a Bureau de Change service through FEXCO (Foreign Exchange Company of Ireland) in our Ennis, Clarecastle, Sixmilebridge, Newmarket-on-Fergus, Shannon and Lissycasey offices.

Insurance Services

St. Francis Credit Union offers great value to credit union members on home, car and travel insurance.

Members Draw

This ever popular service has been available for some years paying great cash prizes to the members who participate.

Payment Methods

St. Francis Credit Union supports many payment methods, regardless of what country your payment account is located.

9 Offices Throughout Clare

We’re on your doorstep

SIGN-UP TO OUR EZINE

45000

Current Members

€ Loans to Member

Introducing SFCU's Current Account

SFCU members can apply for our current account instantly in their Online Banking account.
Should you not yet be a member, you can apply for SFCU membership and apply for your current account once joined.
SFCU offers Apple Pay, Google Pay, and Fitbit Pay. All information/FAQs on these services can be found here: Apple Pay | Google Pay | Fitbit Pay
All FAQs on the Current Account service as a whole can be found here.