Why Borrow With Us?
Our main source of revenue comes from the interest we charge on our loans. But, unlike the banks, because we have no external shareholders, our profit comes back to you, our members. It’s what helps us lend to other members in your community. It’s really simple, but it works!
Our Loan Book is Open
Our Loan Types
Shopping for a New Car or have a PCP balloon payment due? Consider a SFCU Car Loan. Unlike a PCP agreement you own the car from the outset and there are no surprise balloon payments.
House Renovation Loans
Whether you intend to build a new extension, get a new kitchen or bathroom, fix that leaky roof or revamp your garden; we have a Home Improvement Loan to suit you.
Whether you’re planning a family break, romantic getaway, an around the world adventure or attending a wedding abroad, a Holiday Loan from SFCU can help make your holiday plans a reality.
We understand how expensive student life can be – the fees, the books, and especially the accommodation. So why not plan ahead and contact our lending team to discuss an Education Loan?
Our Covered Loan is for members who need loans for property purchase or improvement, and can secure an appropriate asset against the loan. To balance the larger loan amount, our Secured Loan offers an extended payment term of up to 20 years.
St. Francis Credit Union has established our Business Loan to provide a flexible and convenient source of credit for those looking to set-up or expand their existing small business.