Become a Member
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Become a Member

When you join St. Francis Credit Union you become a Member and not a customer.

This is an extremely important difference as it means you are a part owner of the Credit Union with equal rights to vote and participate in decisions affecting the Credit Union.

Membership brings with it rights as well as responsibilities. The money you save is held as shares and it is this pooling of shares that creates the loan fund from which you and other Members can borrow.

When borrowing, it is important that you borrow wisely ensuring that you protect your shares and the shares of your friends, family and neighbours.

Why Join Us?

  • Free Banking
  • Modern Services
  • Non-profit Organisation
  • Member Owned
  • Fast & Efficient
  • Great Loan Rates

What you need to join

Proof of Identity

Proof of Address

Proof of PPS

Joining Fee

Complete a Membership Application Form and return to us with the supporting documentation.

Contact us on 065 6828305 or and we will post an application form to you.

Who can join St. Francis Credit Union?

Joining St. Francis Credit Union is easy once you are in the common bond and have the relevant documentation.

Persons who

  • share the common bond by living or working within our Common Bond. Please see our Common Bond map.

  • members of the same household and family of another credit union member who works in these localities

Incorporated Or Unincorporated Bodies, A Majority Of Whose Members Are Persons Who Share The Common Bond of the credit union.

  • have paid the entrance fee of €1.27c for over 16 years old. Under 16 no charge
  • members must have a minimum share balance of €10 at all times